Start free, upgrade when you're ready. Every plan starts with a 14-day free trial on Growth — full access, no credit card required.
Freelancers & solopreneurs
Billed $240/yr · Save $60
Growing small businesses
Billed $374/yr · Save $94
Established businesses
Billed $660/yr · Save $168
All plans include a 14-day free trial on Growth. No credit card required. Cancel or change your plan anytime.
Full access from day one — you try the top tier, not a stripped-down demo.
Sign up, connect an account, and see your books before you pay anything.
Change plans or leave whenever you want. No contracts, no exit fees.
256-bit encryption in transit and at rest. We never sell your data.
The full breakdown of what's in each plan — no asterisks, no surprises after you sign up.
| Feature | |||
|---|---|---|---|
| Bookkeeping | |||
| Learns your correctionsFix a category once and Moninsight applies it from then on — it adapts to your business, not the other way round | Included | Included | Included |
| Auto CategorizationEvery transaction tagged with a tax category and a confidence score | Included | Included | Included |
| Receipt CaptureAdd receipts from your phone or your desktop | Included | Included | Included |
| Receipt OCR & Auto-matchingMerchant, amount and date extracted, then matched to the exact transaction | Included | Included | Included |
| Batch Receipt Upload | Not included | Included | Included |
| Bulk ActionsRecategorize or edit many transactions in one pass | Not included | Included | Included |
| Weekly Review workflow | Included | Included | Included |
| Period locking | Not included | Not included | Included |
| Audit Trail | Not included | Not included | Included |
| Banking | |||
| Bank Account | 1 | 3 | Unlimited |
| Reports & Accounting | |||
| Profit & Loss | Included | Included | Included |
| Balance Sheet | Included | Included | Included |
| Cash Flow | Included | Included | Included |
| Taxes | |||
| Tax estimate calculator | Included | Included | Included |
| Tax liability breakdown | Not included | Included | Included |
| Quarterly payment tracker | Not included | Included | Included |
| Deduction OptimizerSurfaces deductions you qualify for but haven't claimed | Not included | Not included | Included |
| Year-end tax planning | Not included | Not included | Included |
| Audit alerts & risk flags | Not included | Not included | Included |
| Invoicing & Sales | |||
| Invoicing | Included | Included | Included |
| Quotes | Included | Included | Included |
| Customers | Included | Included | Included |
| Services | Included | Included | Included |
| Convert Quotes into Invoices | Not included | Included | Included |
| Bulk invoice actions | Not included | Included | Included |
| Payment reminders | Not included | Included | Included |
| Automated reminder schedulesReminders go out on their own, without you sending them | Not included | Not included | Included |
| AI Assistant | |||
| AI ChatMessages per month — ask about your business in plain English | 30 | 100 | 300 |
| AI recommendations | Not included | Included | Included |
| Business & Support | |||
| Support | Priority email | Priority + live chat | |
Growing small businesses · $39/mo billed monthly
Starter is $25 a month, Essential is $39 a month and Growth is $69 a month. If you pay annually you save 20%, which brings the yearly cost to $240, $374 and $660. The toggle at the top of this page shows both prices.
Every account starts with a 14-day free trial of the Growth plan. You get full access to every feature and you do not need a credit card. Nothing is charged automatically when the trial ends, and we let you know before the 14 days are up so you can choose the plan that fits your business.
Starter suits freelancers & solopreneurs who want clean books and one bank connection. Essential suits growing small businesses that need unlimited invoicing, three bank connections and the full quarterly tax tools. Growth suits established businesses that want unlimited bank connections, the deduction optimizer and year-end tax planning. The comparison table above lists every feature in each plan.
You can upgrade, downgrade or cancel at any time from your billing settings, and changes take effect on your next billing cycle. Still comparing options? See how Moninsight stacks up against QuickBooks, Xero, Wave and FreshBooks on our comparison pages.
Trials, billing, switching plans, and what happens to your data
Full access to every feature on this page. No credit card required.
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